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@MichaelRoss Saving money is only one part of the story. Even more important is knowing what happens to your data and being in full control who can access that data.

@MichaelRoss Adding to that, yes a proper backup is needed, this applies to a NAS and also to cloud services. If you read the fine print of all the cloud providers you will see that they tell you you have to provide your own backup. They won't guarantee the availability of your data. If they have a serious technical outage they can just say, sorry we lost your pictures and documents and that is the end of it.

Frank Heijkamp

@MichaelRoss There are a lot of solutions out there. Encryption on device is by far the best.