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4 ways you can save money with a NAS at home
https://www.xda-developers.com/ways-you-can-save-money-with-a-nas-at-home/
@MichaelRoss Saving money is only one part of the story. Even more important is knowing what happens to your data and being in full control who can access that data.
@MichaelRoss Adding to that, yes a proper backup is needed, this applies to a NAS and also to cloud services. If you read the fine print of all the cloud providers you will see that they tell you you have to provide your own backup. They won't guarantee the availability of your data. If they have a serious technical outage they can just say, sorry we lost your pictures and documents and that is the end of it.
@alterelefant I think if you ditch cloud for privacy, you would do your own offsite backup or Remote into your parents network.
@MichaelRoss The same applies to cloud services. For instance Dropbox or One Drive, just to name two, can have a technical issue where it accidentally deletes your files locally and on their servers. It is hard to imagine but on the off-chance, this could happen. Weird things have happened in the past. A broken certificate or an error in a data retention algorithm, it could be anything. Contractually they are not obliged to recover the data for you. Read the fine print in the end user agreement.