Paul Chambers🚧<p>Damnit! Well my day just got fecked up. Got a letter today from Liberty Mutual Insurance.My home owners insurance is cancelled. This is bullshit. <a href="https://oldfriends.live/tags/Insurance" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Insurance</span></a> (Edit, removed dates because my anger read it as June 30 and not July)</p><p>Based on the reasons in the letter, they must have used old satellite photos and old public Zillow or real estate for sale photos because it mentions:</p><p>*Roof, poor condition, but we had a new roof installed, along with fascia boards, in 2023. It was a total rip out so only one layer now.</p><p>*Gutters- no downspouts— We had new seamless gutters installed at the same time as the roof</p><p>*Furnace oil tank rust: When the new energy efficient furnace was put in in 2021, we had a new, modern tank installed.</p><p>All of those items they listed as reasons makes me think they, or their underwriting AI program, used old, public photos of the house, inside and exterior. Nobody came, esp to do an inspection of the inside oil tank in the basement.</p><p>The letter has no directions on how to dispute and prevent them from cancelling. It just says I can request a copy of the report they relied on and dispute. No directions, phone number, etc. <a href="https://oldfriends.live/tags/ConsumerRights" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>ConsumerRights</span></a> <a href="https://oldfriends.live/tags/Consumer" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Consumer</span></a> <a href="https://oldfriends.live/tags/Legal" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Legal</span></a> <a href="https://oldfriends.live/tags/Law" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Law</span></a> <a href="https://oldfriends.live/tags/Ohio" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>Ohio</span></a> <a href="https://oldfriends.live/tags/ConsumerProtection" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>ConsumerProtection</span></a> <a href="https://oldfriends.live/tags/LibertyMutual" class="mention hashtag" rel="nofollow noopener" target="_blank">#<span>LibertyMutual</span></a> .</p>